El Cajon California Real Estate News & Listings Presented By Century 21 Award

Should I Buy a Home Now?

Wed, 25 Jan 2012 00:00:00 GMT

I’m often asked if this is a good time to buy a home. Some clients are concerned that home prices may fall further than they have already. They are assuming that the best course of action is to wait for the bottom in the market and then buy. The problem with this approach is that you don’t know where the bottom is until you see it in the rear view mirror, meaning until you’ve missed it!

Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability. Even though interest rates have gone up in the last six months, they are still near historic lows. Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, if home prices come down a little further but interest rates go up, it could cost you even more to service a mortgage on an identical home!

While a home is a major investment, it is also the center of your personal life. It’s important to live in a home that reflects your taste and values, yet is within your financial “comfort zone.” To that end, it may be more important to lock in today’s relatively low interest rates and low home prices, rather than to hope for a further break in prices in the future.

Please give me a call if I can be of any assistance in determining how much home you can afford in today’s market.

Olivenhain View Lot For Sale 2.5AC

Wed, 21 Dec 2011 21:53:12 GMT

Great home, Seller may Carry Financing

Wed, 05 Oct 2011 22:15:05 GMT

View lot Ready to Build

Sat, 23 Jul 2011 00:39:25 GMT

Terrific oportuity to own a view lot in Descanso (10 Minutes from Alpine) that is ready to build.

Septic for a four bedroom installed, well, 10,000 gallon tank, pressure pump, pump saver, permanant power pole and meter are all in and ready to go. Two seperate roads access the lot.

The lot is mostly level with many view spots to build on. There are plans for a 3000 sq ft home already approved, or build what you want.

This is a once in a lifetime deal so dont wait, call today for your private showing.

Thank you.

Beautiful La Mesa Home

Tue, 15 Jun 2010 01:19:00 GMT

What a crazy price!!! Bank wants an offer on this home yesterday!

Now is your oportunity to buy that perfect La Mesa home at a great discounted price!

Banks loss is your gain!!

Great La Mesa home on a corner lot with tons of upgrades. Wonderful three bedroom, two and a half bath with an additional room off of the dining area that could be an office, play room, ?????

Newer kitchen, flooring, and tile work are great with only your final touches to make it your home.

This home boasts a large master suite addition, swimming pool, RV parking, and virtually no traffic!!!

Please call for your private showing.